Terms of Service

Last updated: August 30, 2026

By accessing or using velhocapital.com, you agree to be bound by these Terms of Service. Please read them carefully.

Service Description

VelhoCapital is a free loan matching and comparison service. We are not a lender, broker, or agent. We do not make credit decisions, set loan terms, or guarantee loan approval. We connect consumers with third-party lenders who may offer loans.

Not a Credit Application

Submitting your information on this website does not constitute a credit application. Loan applications are made directly with individual lenders. Each lender has its own approval criteria, rates, and terms.

Advertiser Disclosure

VelhoCapital receives compensation from lenders when we refer a qualified borrower. This compensation may affect placement and ranking of the offers shown to you. We strive to present offers that fit your profile, but featured order is influenced by lender compensation.

No Guarantee of Approval

Not all applicants will be approved for a loan. Approval depends entirely on the lender's criteria. Loan amounts, interest rates, and terms vary by lender and applicant profile.

APR Disclosure

Annual Percentage Rates (APR) for personal loans typically range from 5.99% to 35.99%. Short-term and payday-type loans may carry significantly higher APRs. Always review the full loan agreement before accepting any offer.

Eligibility

You must be at least 18 years old, a US resident, and have a valid bank account to use this service. This service is not available in all states.

Limitation of Liability

VelhoCapital is not liable for any loan terms, fees, or actions taken by lenders in our network. Your relationship with any lender is governed solely by the agreement between you and that lender.

Contact

Questions about these terms: legal@velhocapital.com