/* ─────────────────────────────────────────
   VelhoCapital — Shared Stylesheet
   Used by: all /loans/ pages, /blog/ pages
   ───────────────────────────────────────── */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;600;700;800&family=Inter:wght@400;500;600&display=swap');

:root {
  --navy:       #0D1F3C;
  --green:      #1DB87A;
  --green-dark: #179063;
  --green-pale: #E8F8F1;
  --white:      #FFFFFF;
  --gray-50:    #F8FAFC;
  --gray-100:   #EEF2F8;
  --gray-200:   #DDE3EF;
  --gray-400:   #94A3B8;
  --gray-600:   #475569;
  --gray-800:   #1E293B;
  --gold:       #D97706;
  --gold-pale:  #FEF3C7;
  --font-h:     'Plus Jakarta Sans', -apple-system, sans-serif;
  --font-b:     'Inter', -apple-system, sans-serif;
  --radius:     12px;
  --radius-lg:  16px;
  --shadow-xs:  0 1px 3px rgba(13,31,60,0.06);
  --shadow-sm:  0 4px 12px rgba(13,31,60,0.08);
  --shadow-md:  0 8px 24px rgba(13,31,60,0.10);
  --ease:       cubic-bezier(0.4,0,0.2,1);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: var(--font-b); background: var(--gray-50); color: var(--gray-800); line-height: 1.7; -webkit-font-smoothing: antialiased; }

/* NAV */
.vc-nav { background: #fff; border-bottom: 1px solid var(--gray-100); padding: 0 24px; position: sticky; top: 0; z-index: 90; box-shadow: var(--shadow-xs); }
.vc-nav-inner { max-width: 1100px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; height: 60px; }
.vc-logo { font-family: var(--font-h); font-size: 18px; font-weight: 700; color: var(--navy); text-decoration: none; }
.vc-logo span { color: var(--green); }
.vc-nav-cta { background: var(--green); color: #fff; font-family: var(--font-h); font-size: 13px; font-weight: 700; padding: 9px 18px; border-radius: 8px; text-decoration: none; transition: background 0.2s var(--ease); }
.vc-nav-cta:hover { background: var(--green-dark); }

/* BREADCRUMB */
.vc-breadcrumb { font-size: 12px; color: var(--gray-400); margin-bottom: 16px; }
.vc-breadcrumb a { color: var(--gray-400); text-decoration: none; }
.vc-breadcrumb a:hover { color: var(--green); }

/* HERO */
.vc-hero { background: linear-gradient(160deg, #F0F6FF, #EEF8F3); padding: 60px 24px; border-bottom: 1px solid var(--gray-200); }
.vc-hero-inner { max-width: 1100px; margin: 0 auto; display: grid; grid-template-columns: 1fr 400px; gap: 56px; align-items: start; }
.vc-hero h1 { font-family: var(--font-h); font-size: clamp(26px, 3vw, 36px); font-weight: 800; color: var(--navy); letter-spacing: -0.6px; line-height: 1.15; margin-bottom: 14px; }
.vc-hero-sub { font-size: 16px; color: var(--gray-600); line-height: 1.75; margin-bottom: 24px; max-width: 500px; }
.vc-keypoints { display: flex; flex-direction: column; gap: 9px; margin-bottom: 28px; }
.vc-kp { display: flex; align-items: center; gap: 9px; font-size: 14px; color: var(--gray-800); font-weight: 500; }
.vc-kp-icon { width: 20px; height: 20px; background: var(--green-pale); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 10px; flex-shrink: 0; color: var(--green); font-weight: 700; }

/* CTA BOX */
.vc-cta-box { background: #fff; border: 1px solid var(--gray-200); border-radius: var(--radius-lg); padding: 26px; box-shadow: var(--shadow-md); }
.vc-cta-title { font-family: var(--font-h); font-size: 16px; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.vc-cta-sub { font-size: 12px; color: var(--gray-400); margin-bottom: 18px; }
.vc-cta-btn { display: block; width: 100%; padding: 14px; background: var(--green); color: #fff; border-radius: 8px; font-family: var(--font-h); font-size: 15px; font-weight: 700; text-align: center; text-decoration: none; transition: background 0.2s var(--ease), box-shadow 0.2s; }
.vc-cta-btn:hover { background: var(--green-dark); box-shadow: 0 4px 16px rgba(29,184,122,0.30); }
.vc-cta-note { font-size: 11px; color: var(--gray-400); text-align: center; margin-top: 9px; line-height: 1.5; }
.vc-cta-note a { color: var(--green); text-decoration: none; }
.vc-trust-row { display: flex; justify-content: center; gap: 14px; margin-top: 12px; }
.vc-trust-item { font-size: 11px; color: var(--gray-400); display: flex; align-items: center; gap: 4px; }

/* MAIN CONTENT GRID */
.vc-content { max-width: 1100px; margin: 0 auto; padding: 56px 24px; display: grid; grid-template-columns: 1fr 320px; gap: 48px; align-items: start; }

/* ARTICLE */
.vc-article h2 { font-family: var(--font-h); font-size: 21px; font-weight: 700; color: var(--navy); margin: 32px 0 10px; letter-spacing: -0.3px; }
.vc-article h2:first-child { margin-top: 0; }
.vc-article h3 { font-family: var(--font-h); font-size: 16px; font-weight: 700; color: var(--navy); margin: 20px 0 8px; }
.vc-article p { font-size: 15px; color: var(--gray-600); line-height: 1.8; margin-bottom: 14px; }
.vc-article ul, .vc-article ol { font-size: 15px; color: var(--gray-600); padding-left: 20px; margin-bottom: 14px; }
.vc-article li { margin-bottom: 7px; }
.vc-article strong { color: var(--gray-800); font-weight: 600; }
.vc-article a { color: var(--green); text-decoration: none; }
.vc-article a:hover { text-decoration: underline; }

/* CALLOUT BOX */
.vc-callout { background: var(--green-pale); border: 1px solid rgba(29,184,122,0.2); border-left: 4px solid var(--green); border-radius: 0 var(--radius) var(--radius) 0; padding: 16px 20px; margin: 20px 0; }
.vc-callout p { color: var(--navy); font-weight: 500; font-size: 14px; margin: 0; }

/* INLINE CTA STRIP */
.vc-inline-cta { background: var(--navy); border-radius: var(--radius-lg); padding: 28px; margin: 32px 0; text-align: center; }
.vc-inline-cta h3 { font-family: var(--font-h); font-size: 18px; font-weight: 700; color: #fff; margin-bottom: 6px; }
.vc-inline-cta p { color: rgba(255,255,255,0.6); font-size: 13px; margin-bottom: 16px; }
.vc-inline-cta a { display: inline-block; background: var(--green); color: #fff; font-family: var(--font-h); font-size: 14px; font-weight: 700; padding: 12px 28px; border-radius: 8px; text-decoration: none; transition: background 0.2s; }
.vc-inline-cta a:hover { background: var(--green-dark); }

/* SIDEBAR */
.vc-sidebar-box { background: #fff; border: 1px solid var(--gray-200); border-radius: var(--radius); padding: 20px; margin-bottom: 18px; box-shadow: var(--shadow-xs); }
.vc-sb-title { font-family: var(--font-h); font-size: 13px; font-weight: 700; color: var(--navy); margin-bottom: 14px; text-transform: uppercase; letter-spacing: 0.5px; }
.vc-lender-row { display: flex; align-items: center; justify-content: space-between; padding: 9px 0; border-bottom: 1px solid var(--gray-100); }
.vc-lender-row:last-child { border-bottom: none; }
.vc-lr-name { font-size: 13px; font-weight: 600; color: var(--navy); }
.vc-lr-detail { font-size: 11px; color: var(--gray-400); margin-top: 1px; }
.vc-lr-cta { font-size: 12px; font-weight: 700; color: var(--green); text-decoration: none; white-space: nowrap; }
.vc-lr-cta:hover { color: var(--green-dark); }
.vc-related-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 7px; }
.vc-rel-link { display: block; padding: 8px 11px; background: var(--gray-50); border: 1px solid var(--gray-200); border-radius: 7px; font-size: 12px; color: var(--gray-600); text-decoration: none; transition: all 0.2s; }
.vc-rel-link:hover { background: var(--green-pale); color: var(--navy); border-color: rgba(29,184,122,0.3); }

/* FOOTER */
.vc-footer { background: var(--navy); padding: 36px 24px; }
.vc-footer-inner { max-width: 1100px; margin: 0 auto; }
.vc-footer-links { display: flex; justify-content: center; gap: 20px; margin-bottom: 16px; flex-wrap: wrap; }
.vc-footer-links a { font-size: 12px; color: rgba(255,255,255,0.4); text-decoration: none; }
.vc-footer-links a:hover { color: rgba(255,255,255,0.7); }
.vc-footer-disc { font-size: 11px; color: rgba(255,255,255,0.28); line-height: 1.75; max-width: 760px; margin: 0 auto 14px; text-align: center; }
.vc-footer-copy { font-size: 12px; color: rgba(255,255,255,0.25); text-align: center; }

/* RESPONSIVE */
@media (max-width: 900px) {
  .vc-hero-inner, .vc-content { grid-template-columns: 1fr; }
  .vc-cta-box { max-width: 100%; }
  .vc-related-grid { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
  .vc-hero { padding: 40px 20px; }
  .vc-hero h1 { font-size: 26px; }
}